Schultz Financial Group Incorporated

Alyssa Dalbey is a CFP® and Series 65-licensed advisor at Schultz Financial Group Incorporated with eight years of industry experience. She has worked at Schultz Financial Group since 2016 and previously held roles at Iridium Technology and the University of Nevada, Reno. Schultz Financial Group Incorporated advises individuals, high-net-worth families, trusts, estates, small businesses, pension and profit-sharing plans, and charitable organizations on wealth management and non-discretionary investment management. The firm uses a “Four Capitals” framework and a macroeconomic-driven investment process focused on external manager selection, typically operating on a non-discretionary basis with a fixed annual retainer fee structure.

Russell Schultz is a CFP® with 28 years of experience in the financial advisory industry. He has been with Schultz Financial Group Incorporated since 2009, working within a team of five advisors. The firm advises individuals, families, trusts, estates, small businesses, pension and profit-sharing plans, and charitable organizations on wealth management and non-discretionary investment management. Schultz Financial Group Incorporated employs a “Four Capitals” framework covering financial, physical, intellectual, and psychological aspects. The firm’s investment approach begins with macroeconomic scenario analysis and focuses on due diligence of external managers across various asset classes, operating primarily on a non-discretionary basis with a fixed annual retainer fee structure.

Jennifer Specter is a financial advisor at Schultz Financial Group Incorporated in Reno, NV, with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been with Schultz Financial Group since 2016. Outside of her advisory role, she serves as Managing Director for Cruz Consulting Group, providing human capital consulting services. Schultz Financial Group advises individuals, families, trusts, estates, small businesses, pension and profit-sharing plans, and charitable organizations on wealth management and non-discretionary investment management. The firm employs a “Four Capitals” framework and emphasizes macroeconomic scenario analysis and external manager due diligence, primarily operating on a non-discretionary basis with a fixed annual retainer fee structure.

Vicki Schultz is a CFP® professional with 32 years of industry experience, serving at Schultz Financial Group Incorporated since 1983. She is based in Reno, NV, and is part of a five-advisor team. Since 2013, she has been an investment committee member for the University of Nevada, Reno Foundation. Schultz Financial Group Incorporated advises individuals, families, trusts, estates, small businesses, pension and profit-sharing plans, and charitable organizations on wealth management and non-discretionary investment management. The firm customizes engagements around its “Four Capitals” framework and emphasizes macroeconomic scenario analysis and external manager selection in its investment process.