Schreiner Financial Solutions

Schreiner Financial Solutions provides fee-only, hourly financial planning and investment consultation primarily to individuals and families, and also offers tax preparation services through its principal’s Enrolled Agent credential. The firm’s services cover comprehensive planning topics — including business planning, employee benefits, retirement and estate planning (with explicit consideration of guardianship for pets) — and it offers educational presentations and workshops to schools, libraries, public and private organizations.

The adviser follows a long-term, buy-and-hold, passive investment philosophy rooted in Modern Portfolio Theory, favoring diversified asset allocation, low-cost index funds, and periodic rebalancing. Schreiner Financial Solutions generally provides investment recommendations and planning on an as-needed basis rather than ongoing discretionary portfolio management, and it does not custody client assets or charge percentage-of-assets fees.

Distinctive features in the brochure include the combination of fee-only financial planning with standalone tax preparation (and seasonal tax work with a national tax-preparer), explicit business-client consulting and employee-benefits analysis, and a practice emphasis on public workshops and customized presentations. The firm’s small, solo-practitioner structure coupled with these organization-facing services and a pet-focused estate-planning niche sets its service mix apart from many peers.