Schamberger, Greylak & Utterback Wealth Management, LLC

Schamberger, Greylak & Utterback Wealth Management, LLC (SGU Wealth) is an SEC‑registered advisory firm with five advisors managing roughly $236 million for about 622 clients. The firm provides discretionary asset management, financial planning, ERISA plan consulting, and access to LPL Financial–sponsored programs (OMP, MWP, GWP) for individuals, pension and profit‑sharing plans, charitable organizations, and trusts.

SGU Wealth tailors portfolios to each client’s objectives and risk tolerance, conducting at least semi‑annual reviews and using third‑party managers, mutual funds, ETFs, and direct equity and fixed‑income holdings. Its investment approach emphasizes buying quality, out‑of‑favor stocks using metrics such as book value, cash flow, low debt and insider ownership, and the firm may employ option strategies (including covered calls) and hedging for concentrated positions; it also offers an advisor‑enhanced robo option (GWP via FutureAdvisor) that includes algorithmic tax‑harvesting for eligible accounts.

Distinctive aspects of the firm include that several principals are registered representatives of LPL Financial and are licensed insurance agents, allowing SGU Wealth to offer LPL brokerage‑sponsored programs and commission or insurance‑based products in addition to fee‑based advice. The firm also provides formal ERISA 3(21) and discretionary 3(38) fiduciary plan services and refers clients to collateralized loan programs through Goldman Sachs Bank USA and The Bancorp Bank, combining plan‑level consulting with lending referral capabilities.