S
Schaeffer Financial & Tax, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$6,222,000
Total clients
31
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
31
Average account size
$200,710
About
Schaeffer Financial & Tax, LLC provides discretionary investment management and limited-scope consulting primarily to individuals and families, and also serves non-profit organizations, business entities, estates, and trusts. In addition to portfolio services, the firm offers accounting and income tax return preparation as part of its business.
The firm implements strategic asset allocation across mainly low-cost exchange-traded funds and mutual funds, applying both fundamental and technical analysis and rebalancing accounts occasionally to maintain targets. It delivers advisory services through the Altruist custodial platform, uses model portfolios and tax-management tools available there, and schedules at least an annual review while encouraging clients to report material life changes as they occur.
Distinctive aspects of the firm include its integration of accounting and tax-preparation services with investment advice: the owner is an accountant who has prepared tax returns since 2006 and allocates roughly 5 hours per week year-round and about 20 hours per week during tax season to tax work, and the brochure discloses potential conflicts and client choice regarding using those services. The firm also documents operational specifics that are less common among peers — such as participation in Altruist’s model marketplace and the explanation of securities lending and related tax consequences for clients, limited custody arrangements for fee deduction, and management of about $6.22 million for a modest client base.
Client services
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
Flat fee per consultation; prepayment up to $1,200 or half of estimated fee, balance due at delivery
$0 - $250,000: 1.75% $250,001 - $1,000,000: 1.50% $1,000,001+: 1.25%
$100/hour
Main office location
Schaeffer Financial & Tax, LLC
Easton PA, United States
Number of offices
2
Most active in
Schaeffer Financial & Tax, LLC has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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