Savvy

Savvy provides investment and financial planning services to individuals (including high‑net‑worth clients), associated trusts and estates, businesses, ERISA plan sponsors, and charitable organizations. Offerings include discretionary and non‑discretionary portfolio and wealth management, financial planning and consulting, fiduciary and non‑fiduciary retirement plan services, direct indexing, covered‑call strategies, and support for held‑away assets.

The firm builds customized investment plans based on each client’s objectives, risk tolerance, and time horizon and typically employs a primarily index‑based, long‑term approach while also offering active equity portfolios and tax‑aware direct indexing. Savvy uses third‑party sub‑advisers and technology platforms — for example, a sub‑adviser that implements a box‑spread options financing strategy and a third‑party platform to monitor and rebalance held‑away accounts — and integrates quantitative tools and proactive tax‑harvesting where applicable.

Distinctive features include ownership by a technology parent that also owns the software platform Savvy uses, the firm’s integration of third‑party fintech tools and specialized sub‑adviser strategies, and an in‑house tax preparation offering and estate‑planning support delivered through unaffiliated platforms. The firm also documents use of external research resources (including financial newsletters and periodicals) and discloses paid marketing and endorsement arrangements with third‑party promoters and endorsers.