Santa Cruz Wealth Management Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,000,000
Clients
15
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
15
LowAverage account size
$200,000
About
The firm provides personalized ongoing financial planning and investment management to individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses, and it also acts as an ERISA plan administrator and 401(k) design and consulting provider. It manages approximately $3 million in non‑discretionary assets across about 15 client relationships and offers additional non‑investment consulting and due‑diligence services.
The investment approach emphasizes strategic asset allocation using diversified, passively managed mutual funds and exchange‑traded funds, grounded in Modern Portfolio Theory and documented in Investment Policy Statements; the firm operates primarily on a non‑discretionary basis and uses a limited trading authorization to execute client‑approved trades. Engagements range from one‑time financial plans to ongoing planning and investment management, with quarterly reporting, periodic reviews, and integrated work on cash flow, retirement, tax, insurance and estate planning matters.
Compared with many small independent advisers, the firm publishes periodicals and runs educational seminars and workshops, and the advisor also holds an insurance license and may provide insurance‑related advice or referrals. The firm’s service mix is further differentiated by its institutional work — pension consulting and acting as a 3(16) plan administrator — and by offering compliance and due‑diligence consulting based on prior industry compliance experience.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Newsletters or periodicals
Educational seminars or workshops
Consulting
Expertise
General retirement planning
Cash flow / budgeting
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001 - $3,000,000: 0.85% annually $3,000,001 - $5,000,000: 0.70% annually $5,000,001+: 0.50% annually
Hourly charges for consulting when asset-based fees are not assessed; fees clearly disclosed upfront and negotiated.
Account minimum: $10,000 Fee-only: Financial planning retainer fees vary by hours and case size; $500 to $2,000 for seminars/workshops; consulting fees based on hours and work involved, quoted before work begins.
Main office location
Santa Cruz Wealth Management Inc.
2555 Townsgate Road, Suite 200
Westlake Village CA 91361, United States
Number of offices
1
Most active in
Santa Cruz Wealth Management Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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