Sanskar Advisors, Inc.

Sanskar Advisors is an independent, single‑adviser registered investment adviser that provides discretionary portfolio management and financial planning primarily for individual clients and families, and also serves charitable organizations, estates, and trusts. The firm offers complimentary initial financial planning and manages client accounts custodied at Charles Schwab & Co., with advisory fees often billed by direct deduction from the custodial account.

Investment decisions emphasize long‑term holdings and draw on both fundamental (bottom‑up company and macroeconomic analysis) and technical methods, with allocations across cash, CDs, bonds, stocks, ETFs, and mutual funds to achieve diversification. The adviser typically operates with discretionary authority, conducts quarterly (or more frequent for larger/active accounts) reviews, and permits clients to impose written restrictions or opt for non‑discretionary management.

A distinctive feature is the firm’s affiliation with an in‑house tax and accounting practice that provides tax preparation, accounting, and payroll services to clients — a relationship the brochure discloses and that is uncommon among independent advisers. The firm also discloses that it does not accept commissions, 12b‑1 or soft‑dollar benefits, does not charge performance‑based fees, does not sponsor wrap programs, and does not vote client proxies, practices that affect how it manages conflicts and how its operating model compares with many peers.