Sanders & Scott, CHFC

Sanders & Scott, ChFC provides discretionary asset management and financial planning and consulting to individuals (including high-net-worth clients), charitable organizations, and corporations. The firm’s advisers are also licensed insurance agents and may offer insurance products for which they receive separate, commission-based compensation.

The firm delivers tailored investment advice on a discretionary basis, employing a mix of charting (technical) analysis, fundamental analysis, and a long-term purchase orientation, and it notes that tax efficiency is not its primary management focus. It relies on an institutional custodian platform to execute and custodialize client accounts, requires clients to direct brokerage to that custodian, and performs ongoing monitoring with at least annual account reviews.

Sanders & Scott manages an unusually large number of client relationships per adviser compared with peers, a characteristic that aligns with its use of standardized operational processes (directed brokerage, aggregated trading) and custodian-provided research and technology to service accounts efficiently. The firm also recently underwent a change in ownership/leadership and operates with a multi-office structure despite a small advisory team, which are operational distinctions prospective clients may consider.