Sanders Retirement Planning LLC

Sanders Retirement Planning LLC provides investment advisory and financial planning services primarily to individual and high‑net‑worth clients, and also serves trusts, estates and business entities. Its services include continuous asset management and advisement, written financial plans, and fiduciary retirement‑account rollover advice.

The firm manages most assets on a discretionary basis and uses fundamental analysis combined with strategic and tactical asset‑allocation approaches, employing both long‑ and short‑term holdings as appropriate and modest cash positioning when warranted. For custody and trade execution it typically recommends Schwab Institutional and integrates ongoing portfolio monitoring and periodic rebalancing into client reviews.

Distinctive aspects include a small, recently registered advisory team of two equal owners managing roughly $62 million for about 73 clients across multiple offices, and a householding policy that combines related accounts for account administration and service. The firm discloses that one of its investment adviser representatives is licensed as an insurance agent but the firm has a policy against selling insurance or accepting related commissions, and it does not vote client proxies (clients retain proxy‑voting responsibility).