Salient Wealth Planning

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Client assets under management

$239,389,499

Clients

193

27% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$1,240,360

About

Salient Wealth Planning works with individuals, high‑net‑worth individuals, trusts, estates and businesses to provide portfolio management alongside comprehensive financial planning and consulting. The firm delivers discretionary investment management and also offers standalone, fixed‑fee planning engagements and referrals to other professionals as needed.

The advisory team uses fundamental analysis to build diversified portfolios primarily composed of low‑cost mutual funds and ETFs, with selective use of individual stocks and bonds; strategies are generally long‑term but may include shorter‑term trades for rebalancing, tax harvesting, or risk management. Clients’ accounts are managed through qualified custodians, and the firm integrates ongoing monitoring and periodic reviews into its supervision model.

Salient is a small, three‑advisor firm that manages a substantial amount of client assets for its size, and several advisors maintain separate broker‑dealer registrations and insurance licenses. Those dual roles mean some recommendations can be implemented in a commissionable capacity outside the advisory contract, and the firm receives institutional platform support from its recommended custodian, which it discloses as a potential conflict of interest.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning Retirement income strategy Wealth management

Occupation focus

Retired

Fee options

Fixed

Financial planning services offered for fixed fees up to $25,000 per engagement, negotiable based on complexity.

Commissions

Advisory Persons may earn commissions from insurance sales and as Registered Representatives of Purshe Kaplan Sterling Investments (broker-dealer). These commissions are separate and in addition to advisory fees.

Main office location

Salient Wealth Planning

171 Saxony Road, Suite 211

Encinitas CA 92024, United States

Number of offices

Most active in

Arizona · California · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook X Website 858-768-0096

Advisors at this firm

Philip S

CFP®, ChFC®, Series 66

Encinitas, CA

Salient Wealth Planning

Philip Smith is a financial advisor at Salient Wealth Planning with 25 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Salient Wealth Planning in 2023, he worked at Ameriprise Financial Services, Inc. for 18 years. He also assists clients with term, long-term care, and disability insurance in a limited capacity. Salient Wealth Planning provides investment advisory and financial planning services to individuals, trusts, pension plans, and business entities. The firm employs a multi-disciplinary investment process combining fundamental, quantitative, and technical analysis, offering discretionary asset management and comprehensive portfolio management alongside standalone planning and consulting services.

General retirement planning Retirement income strategy Wealth management Retired

Richard V

Series 66

Encinitas, CA

Salient Wealth Planning

Richard Vertucci is a financial advisor at Salient Wealth Planning with seven years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for nine years. Outside of finance, he has experience managing hospitality businesses, including Lakeside Tavern & Marina and Sport Island Pub. Salient Wealth Planning provides investment advisory and financial planning services to individuals, trusts, pension plans, and business entities. The firm employs a multi-disciplinary investment process and offers a range of portfolio management and planning services, including discretionary asset management and standalone consulting engagements.

General retirement planning Retirement income strategy Wealth management Retired

Allison W

Series 66

Encinitas, CA

Salient Wealth Planning

Allison Wooton is a financial advisor at Salient Wealth Planning with 15 years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. from 2010 to 2023. Salient Wealth Planning provides investment advisory and financial planning services to individuals, trusts, pension plans, and business entities, employing a multi-disciplinary investment process that includes fundamental, quantitative, and technical analysis. The firm offers comprehensive portfolio management combined with planning and uses a range of asset-allocation strategies, regularly monitoring and rebalancing client portfolios.

General retirement planning Retirement income strategy Wealth management Retired

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