S
Salcedo Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Salcedo Financial Services provides investment management, financial planning, and ad hoc consulting to individuals, families, trusts, small businesses, pension and profit-sharing plans, and other entity clients. The firm advises across traditional and alternative asset classes—including mutual funds, ETFs, equities, fixed income, private funds, treasuries, options, and REITs—and combines planning and portfolio management under its wealth-management offering.
Investment advice is implemented through an asset-allocation-driven, discretionary process anchored by client-specific Investment Policy Statements and periodic reviews triggered by deposits, withdrawals, or changes in client circumstances. While the firm uses percentage-of-AUM billing like most peers, it also offers flat quarterly retainers and, unusually for an investment-manager peer group, explicit hourly and flat-fee arrangements for financial planning and certain consulting services.
The ADV highlights several operational features that distinguish the firm: it reported zero assets under management as of the stated date and is organized around a single executive officer/owner, which may reflect an early-stage practice or an emphasis on planning and customized engagements rather than large pooled or institutional mandates. The firm also generally does not vote proxies, limits custody to independent custodians with fee-debit or compliant SLOA arrangements, and does not accept performance-based fees.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Options & derivatives strategies
Occupation focus
Founder/Business Owner
Fee options
$2,000 flat fee for Financial Planning Services; flat quarterly retainer $1,500 minimum for Financial Planning and/or Wealth Management
$0 - $250,000: 1.00% $250,000 - $500,000: 0.95% $500,000 - $1,000,000: 0.90% $1,000,000 - $2,000,000: 0.85% $2,000,000+: 0.60%
$150 per planner-hour
Flat quarterly retainer fee $2,000 for Investment Management Services or agreed amount minimum $1,500 for Financial Planning Services
Account minimum: $10,000 Fee-only: Financial Planning Services charged separately if assets under $250,000; hourly $150 per planner-hour; flat fee $2,000; flat quarterly retainer minimum $1,500
Main office location
Salcedo Financial Services
2504 Walnut St
Mckeesport PA 15132, United States
Number of offices
2
Most active in
Salcedo Financial Services has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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