Saiph Capital, LLC

Saiph Capital provides financial planning, consulting, and investment management to individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, corporations, pension and profit‑sharing plans, and notably banking and thrift institutions. Its services include discretionary and non‑discretionary portfolio management, comprehensive wealth management, and retirement plan consulting—where it can serve as a Section 3(21) ERISA fiduciary and deliver customized plan design, investment selection, and participant education.

The firm implements long‑term strategic asset allocation with tactical shifts, allocating across mutual funds, ETFs, individual equity and fixed‑income securities, and by engaging Independent Managers and proprietary model portfolios. Saiph Capital combines fundamental, technical and cyclical analysis, tailors portfolios to client risk tolerance and time horizon, and monitors accounts on an ongoing basis.

What is noteworthy is the firm’s inclusion of banking and thrift institutions among its client types—an uncommon specialization for peers—and its substantial scale (roughly $459 million in AUM with additional assets under advisement) managed by a small advisory team, which contributes to its use of Independent Managers and outsourced capabilities. The brochure also discloses relationships that can create conflicts of interest—hosting events with service providers, receipt of non‑cash benefits and custodian‑provided software/support, and supervised persons who are licensed insurance agents selling commissionable products—which the firm states it addresses through policies and fiduciary processes.