Saint Joseph Advisors LLC

Saint Joseph Advisors provides discretionary and non‑discretionary asset management and investment advisory services to individuals (including high‑net‑worth clients), trusts, and business entities. The firm documents client goals and objectives, offers ongoing portfolio management with custodial reporting, and also holds educational seminars and workshops for the public that are described as purely educational and offered at no charge.

The firm’s investment approach uses a mix of fundamental, technical and charting analysis and may employ long‑ and short‑term positions, options, margin, and derivatives as appropriate to client objectives; portfolios are reviewed at least quarterly with attention to rebalancing and tax‑loss harvesting opportunities. Saint Joseph Advisors tailors strategies to each client’s stated risk tolerance and time horizon and may manage accounts either with discretionary trading authority or on a non‑discretionary basis, relying on custodians for trade execution.

What distinguishes the firm is its network of affiliated businesses — including an operating group and an international group — and the disclosure that principals divide time between advisory duties and those affiliated entities, a relationship the brochure identifies as a potential conflict of interest. The firm’s personnel bring private‑banking and legal training and international experience and disclose custodial referral arrangements, suggesting a broader cross‑border orientation and business relationships that are less common for similarly sized advisory shops.