Sage Tree Wealth

Sage Tree Wealth provides investment advisory and planning services to individuals (including high‑net‑worth and non‑HNW clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, corporations and other business entities. The firm manages both discretionary and non‑discretionary portfolios and also offers modular financial planning and pension consulting; it reports approximately $32.6 million in assets under advisement and is operated by a two‑advisor team serving about 198 clients.

The firm’s investment approach emphasizes tactical asset allocation for capital appreciation and risk management, employing fundamental, technical and cyclical analysis to select mutual funds, individual stocks, ETFs and, when appropriate, cash positions or options strategies as hedges. Sage Tree tailors recommendations through client profiling, may allocate portions of portfolios to independent third‑party money managers, and provides periodic reviews and reporting to align portfolios with client objectives.

Compared with many peers, Sage Tree acts as a portfolio manager within bundled wrap‑fee programs (notably with Goldman Sachs and Interactive Brokers), a relatively uncommon arrangement for firms of its size, and it makes a point of offering educational seminars, webinars and one‑on‑one participant meetings as part of its pension consulting services. Its investment adviser representatives are also licensed insurance agents and may receive customary commissions for insurance product sales (a disclosed potential conflict of interest), and the firm discloses relationships and referral arrangements with third‑party money managers.