Sage, Rutty & Co., Inc.

Sage Rutty & Co., Inc. serves a broad mix of individual and institutional clients and provides financial planning, portfolio management, and retirement-plan advisory services across multiple platforms. The firm’s brochure lists services that include a salaried Financial Planning Department, qualified retirement plan (QRP) management, wrap-fee programs, unified managed accounts (UMA), and private investment management programs.

The firm operates a multi-advisor model that uses third-party program platforms (Schwab, SEI, First Clearing) and internal planning resources to deliver customized and program-based solutions, and it documents both discretionary and non-discretionary arrangements. As of 12/31/2025 the firm reported roughly $3.46 billion in client assets with about $1.80 billion managed discretionarily and $1.66 billion non-discretionarily, and it also uses held-away account tools (Pontera) for plan participant management.

Compared with many peers, Sage Rutty’s brochure highlights business features that are less common among multi-team firms: it remains registered as a broker/dealer, it reports a substantial amount of non‑discretionary assets, and it supports retirement-plan workflows (including staff with plan fiduciary credentials). The firm also manages a large number of client accounts relative to its advisor roster (roughly 8,100 accounts across its team), resulting in a higher client-to-advisor ratio than is typical for its peer group.