Sage Investment Advisers LLC

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Client assets under management

$268,400,685

Clients

307

24% high-net worth

Advisors

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

102

High

Average account size

$874,269

About

Sage Investment Advisers LLC provides discretionary investment management and financial planning to individuals, high net worth individuals, families, trusts, and estates, managing approximately $268.4 million for about 307 clients with a three-advisor team. Its services include portfolio construction and ongoing supervision, retirement-account advice, and coordination with independent managers when appropriate.

The firm’s investment approach is primarily long-term and customized to each client’s goals and risk tolerance, using fundamental and technical analysis and regular monitoring with at least annual formal reviews. Sage typically implements portfolios internally using ETFs and individual bonds, but may reallocate holdings, harvest gains or losses, or engage independent managers based on client needs and market conditions.

Sage’s brochure highlights that it sponsors a wrap-fee program (see Appendix 1) that bundles Covered Costs — including certain transaction, custody, and administrative fees — into its asset‑based advisory fee, and discusses the potential cost and trading incentives associated with that structure. The firm also discloses an institutional relationship with Schwab Advisor Services and the use of third‑party research and platform resources in its due diligence, features the brochure emphasizes that set it apart from many peers.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.)

Fee options

Percentage

$0 - $100,000: 2.00% $100,001 - $250,000: 1.75% $250,001 - $1,000,000: 1.50% $1,000,001 - $2,000,000: 1.25% $2,000,001 - $5,000,000: 1.00% $5,000,001+: 0.75%

Commissions

Insurance commissions earned by certain advisory persons separately from advisory fees

Project-based

Financial planning services at hourly rates up to $250/hour

Other

Fee-only: Investment management fees based on a tiered schedule as shown; financial planning services offered at hourly rates up to $250/hour

Main office location

Sage Investment Advisers LLC

1829 South Road

Wappingers Falls NY 12590, United States

Number of offices

Most active in

Arizona · California · Florida · New Hampshire · New Jersey · New York · Pennsylvania

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website (845) 240-1551

Advisors at this firm

Jerry S

Series 63, Series 65

Wappingers Falls, NY

Sage Investment Advisers LLC

Jerry Schuder is a financial advisor at Sage Investment Advisers LLC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing Services, LLC. Outside of his advisory role, he is involved in real estate management and investment through Dollhouse Properties LLC and participates in coin trading via Willow Tree Coin Rarities LLC. Sage Investment Advisers LLC provides discretionary investment management and financial planning services to individuals, families, trusts, and estates. The firm manages approximately $224.7 million across 245 client relationships and focuses on customized, long-term portfolios emphasizing exchange-traded funds and individual bonds.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.)

Charles L

Series 63, Series 65

Wappingers Falls, NY

Sage Investment Advisers LLC

Charles Levinson is a financial advisor at Sage Investment Advisers LLC with 45 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing Services, LLC. Outside of advising, Levinson is involved in a rare coin collection business and co-owns a company that purchases and sells coins at auctions and trade shows. Sage Investment Advisers LLC provides discretionary investment management and financial planning to individuals, high-net-worth clients, families, trusts, and estates. The firm manages approximately $224.7 million across 245 client relationships, focusing on customized, long-term portfolios that emphasize exchange-traded funds and individual bonds.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.)

Joseph G

Series 65

Wappingers Falls, NY

Sage Investment Advisers LLC

Joseph Guarneri is a financial advisor at Sage Investment Advisers LLC with a Series 65 credential and four years of industry experience. He has been with Sage Investment Advisers since 2019. Sage Investment Advisers LLC provides discretionary investment management and financial planning services to individuals, high-net-worth individuals, families, trusts, and estates. The firm manages approximately $224.7 million across about 245 client relationships, focusing on customized, long-term portfolios that emphasize exchange-traded funds and individual bonds.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.)

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