Sage Advice Financial LLC

The firm provides portfolio management and investment advisory services to individuals, high‑net‑worth individuals, and corporate/business clients, preparing an Investment Policy Statement for each relationship and offering both discretionary and non‑discretionary management. The firm is newly formed and recently registered, reports no assets under management or clients as of the brochure date, and does not impose an account minimum.

The firm’s approach combines multiple methods of analysis — including charting, cyclical, fundamental, modern portfolio theory, quantitative and technical analysis — and implements long‑term and short‑term trading strategies, with an optional active equity trading strategy that uses weekly model updates and scheduled monthly or quarterly trades. Client risk tolerances and any investment restrictions are documented in the Investment Policy Statement, and the firm discloses that it may use margin and increases monitoring frequency for accounts using the active strategy.

Distinctive features disclosed in the brochure include a required custodial relationship with Schwab Institutional and receipt of research and practice‑management benefits from that custodian, arrangements the firm notes can create soft‑dollar conflicts of interest. The principal also provides fractional CFO services to private companies (up to 20 U.S. market hours per week), an outside business activity the firm discloses, and the firm does not use third‑party sub‑advisers or accept performance‑based or wrap fee programs.