Saga Financial Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$107,000,000
Clients
95
11% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
95
Very HighAverage account size
$1,126,316
About
Saga Financial Management is a sole-practitioner registered investment adviser whose principal holds the CFP® designation. The firm advises individuals and families — notably university professors and other participants in qualified retirement plans — providing discretionary portfolio management and comprehensive financial planning with a focus on 403(b)/ORP retirement accounts.
The firm manages client accounts on a discretionary basis and reports approximately $95 million under management as of January 2025, applying a blended fundamental and technical analysis to select mutual funds, ETFs and common stocks. Portfolios are constructed around asset allocation, diversification and fee considerations, tailored to each client’s stated goals and risk tolerance, with periodic rebalancing and generally limited trading frequency.
Distinctive features include serving both high-net-worth and non‑high‑net‑worth individual clients while providing direct portfolio management — an uncommon client mix for firms in this category — and charging fees based on a percentage of assets under management rather than commissions. The firm also emphasizes specialized knowledge of university retirement-plan rules, requires custody relationships with Fidelity, TIAA and Schwab, and does not act as a private fund adviser.
Client services
Portfolio management
Expertise
General retirement planning
Wealth management
Passive / index investing
Retirement income strategy
Occupation focus
Educators, Teachers, and Academics
Demographic focus
Mid-Career Professionals
Fee options
$50,000 - $1,000,000: 1.00% Next $1,000,000 - Next $1,000,000: 0.75% Next $1,000,000 and above+: 0.25%
$200.00 per hour for consultation management
Account minimum: $50,000
Main office location
Saga Financial Management
Austin TX, United States
Number of offices
1
Most active in
Saga Financial Management has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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