Safe Harbor Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
12
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
12
Average account size
$0
About
Safe Harbor Financial Advisors provides financial planning and educational services to individual clients and small business owners, covering retirement planning, cash-flow and debt analysis, risk management, estate and college planning, and employee benefits. The firm also offers educational workshops and periodic investment consultation and coordinates tax return preparation through an affiliated tax-preparation entity under common control.
The firm’s approach centers on financial planning and client education rather than direct portfolio management: it does not directly manage client assets or employ percentage-of-AUM charging, and engagements are structured as hourly or project-based planning and advice. When ongoing investment management is appropriate, the firm conducts due diligence and may recommend or refer clients to third‑party investment managers while clients retain custody and execution authority.
Distinctive features disclosed in the brochure include the principal’s concurrent legal practice with an outside law firm and ownership of a separate tax-preparation business, with procedures to disclose and manage related conflicts of interest. The firm’s very small client roster and routine offering of complimentary educational seminars are uncommon among peers, reflecting an emphasis on individualized planning and education rather than scaled asset-management services.
Client services
Financial planning
Selection of other advisers
Educational seminars or workshops
Expertise
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
General retirement planning
Social Security optimization
Occupation focus
Founder/Business Owner
Military & Veterans
Public Service Employee
Educators, Teachers, and Academics
Fee options
Fixed fees up to $4,000 for financial planning projects, minimum fee $700
$350 per hour, billed in 15-minute increments, minimum fee $700
Minimum fee: Minimum fee of $700 for both hourly and fixed fee engagements Fee-only: Hourly fee of $350 per hour; fixed fees up to $4,000 for project-based financial planning
Main office location
Safe Harbor Financial Advisors, LLC
Fairfax VA, United States
Number of offices
2
Most active in
Safe Harbor Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Delaware · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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