S
Safe Harbor Assets
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,039,758
Clients
8
63% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
8
Very LowAverage account size
$379,970
About
Safe Harbor Assets is an independent, single‑adviser registered investment adviser serving individuals, high‑net‑worth individuals and business entities. The firm provides discretionary and non‑discretionary asset management alongside financial planning and consulting, and it does not impose a minimum account size.
Portfolios are constructed to reflect each client’s goals, time horizon and risk tolerance and are monitored through periodic (at least quarterly) reviews; the firm draws on a range of analysis methods including fundamental, technical, charting, cyclical analysis and Modern Portfolio Theory and employs strategies from long‑term holdings to short‑term trading and options. SHA currently reports discretionary assets under management (approximately $1.7 million as of 12/31/2024) and may appoint sub‑advisors to manage client portfolios, including the authority to further delegate discretionary investment authority.
Distinctive aspects include the firm’s recent establishment (founded 2022, registered 2023), a very small client roster (eight clients) and the combination of hourly financial planning with targeted plan delivery timelines (generally within 60 days). The brochure also discloses practices that may be uncommon for a solo adviser — potential use of sub‑advisors and delegation, receipt of soft‑dollar benefits tied to execution relationships, and a policy that clients generally retain proxy‑voting responsibility.
Client services
Financial planning
Portfolio management
Expertise
Income planning
Tax-loss harvesting
Options & derivatives strategies
Wealth management
Fee options
$0 - $1,000,000: 1.50% annually $1,000,001 - $3,000,000: 1.25% annually $3,000,001+: 1.00% annually
$200 per hour
Main office location
Safe Harbor Assets
Fallbrook CA, United States
Number of offices
1
Most active in
Safe Harbor Assets has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")