Sachi Financial Planning

Sachi Financial Planning serves individual and high-net-worth clients and also accepts business clients, delivering investment management alongside comprehensive financial planning on both ongoing and project bases. The firm provides portfolio management, cash‑flow and retirement planning, and recently added estate plan preparation and review to its service menu, and it also offers educational seminars and speaking engagements for groups.

The firm operates as a fee‑only adviser and typically implements client strategies on a discretionary basis after developing a written investment policy and target asset allocation. In managing portfolios it combines passive and active approaches, may utilize outside managers and model portfolios available through the Altruist Model Marketplace, and monitors accounts periodically against client objectives and risk tolerance.

Compared with peers, the two‑advisor firm with under $6 million in AUM combines a small‑firm, planning‑heavy practice with a few atypical offerings: it uses a third‑party, AI‑assisted service (Vanilla) to facilitate estate plan creation and routinely conducts educational workshops (topics set with the client, delivered virtually or in person). The firm also operates on the Altruist platform and discloses participation in Altruist’s securities‑lending features and model offerings, which may be notable for clients comparing platform and service options.