SA Financial Solutions, LLC

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Client assets under management

$438,074

Clients

100% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$146,025

About

SA Financial Solutions primarily serves individual and high‑net‑worth clients, offering discretionary asset management, financial planning, and consultation services as well as assets‑under‑advisement reviews and referrals to third‑party managers. The firm reports about $438,074 in discretionary assets under management and operates with two advisors and a very small client base.

Investment programs are tailored to each client’s goals, time horizon, and risk tolerance and employ a mix of fundamental, technical, charting and cyclical analysis with tactical or strategic asset allocation and periodic rebalancing. The firm will also recommend, place clients with, and monitor third‑party money managers when appropriate and provides standalone full financial plans or topic‑specific consultations.

A distinctive feature is that both principals maintain active insurance agent practices and receive commissions from insurance sales, and the firm receives referral fees and other benefits from a recommended third‑party manager; these relationships and related conflicts are disclosed in the brochure and addressed through firm procedures. The firm does not vote client proxies and has no account minimums, operating as a small, support‑level advisory practice.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning Wealth management Active portfolio management Tax-loss harvesting

Fee options

Fixed

Full Financial Plan fee up to $2,500; Assets Under Advisement $200 per advisement/review

Percentage

$0 - $2,500,000: 2.00% annually $2,500,001 - $5,000,000: 1.50% annually $5,000,001+: Negotiable

Commissions

Investment advisor representatives receive commissions from insurance products sold as licensed insurance agents

Project-based

Consultation Services at $200 per hour

Other

Fee-only: Full Financial Plan up to $2,500 flat fee; Consultation Services $200 per hour hourly fee; Assets Under Advisement $200 per advisement/review (50% upfront, balance upon delivery)

Main office location

SA Financial Solutions, LLC

14100 San Pedro Avenue, Suite 418

San Antonio TX 78232, United States

Number of offices

Most active in

Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 210-497-8743

Advisors at this firm

Matthew H

Series 65

San Antonio, TX

SA Financial Solutions, LLC

Matthew Hartman is a Series 65-licensed financial advisor with 13 years of industry experience. He has been with SA Financial Solutions, LLC since 2012 and also operates MGH Financial, where he is involved in fixed insurance sales. SA Financial Solutions serves individual and high-net-worth clients, managing approximately $18.6 million across about 43 accounts. The firm offers discretionary asset management, financial planning, consulting, and assets-under-advisement reviews, utilizing a combination of fundamental, technical, charting, and cyclical analysis with both strategic and tactical asset allocation.

General retirement planning Wealth management Active portfolio management Tax-loss harvesting

Gerhardt H

ChFC®, Series 63

San Antonio, TX

SA Financial Solutions, LLC

Gerhardt Hartman is a ChFC® with 25 years of industry experience, currently serving as an advisor at SA Financial Solutions, LLC since 2011. He has operated as a sole proprietor under SA Financial Solutions since 2009. In addition to his advisory role, he is a licensed insurance agent involved in fixed insurance sales. SA Financial Solutions serves individual and high-net-worth clients, managing approximately $18.6 million across about 43 accounts. The firm offers discretionary asset management, financial planning, and consulting, utilizing a combination of fundamental, technical, and cyclical analysis with both strategic and tactical asset allocation.

General retirement planning Wealth management Active portfolio management Tax-loss harvesting

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