S12 Group LLC

S12 Group provides discretionary investment management to individuals, high‑net‑worth investors, corporations and other businesses, and reports serving charitable organizations — a client type that is uncommon among peers in this category. The firm manages roughly $2.2 million in discretionary assets and uses either a percentage‑of‑assets fee or, for qualified clients, an optional performance‑based fee arrangement.

The firm follows a fundamentals‑driven, long‑term value investing approach that emphasizes margin of safety and evaluation of management quality. It primarily recommends publicly traded equities and ETFs, pursues sector‑agnostic diversification, and generally avoids financials, pharmaceuticals, and utilities.

Operationally, the firm is run by a single investment adviser representative who conducts portfolio reviews and compliance oversight, and it generally recommends Interactive Brokers as custodian while not accepting physical custody of client assets. Distinctive elements relative to many peers include its modest scale and sole‑adviser structure combined with serving charitable clients and offering performance‑based fee arrangements for qualified accounts.