S.E.E.D. Planning Group, LLC

S.E.E.D. Planning Group provides wealth management, financial planning, investment management, and institutional consulting to a mix of individual and high-net-worth clients as well as trusts, estates, businesses, non-profits, foundations, and retirement plans. The firm delivers both ongoing discretionary portfolio management through its Sift Investment Management division and consulting work such as fiduciary oversight and 3(21) ERISA services for institutional clients.

The firm emphasizes values-based financial planning integrated with multi-year tax planning and coordinated estate planning, then translates those plans into investment portfolios informed by fundamental analysis. Sift’s portfolio construction focuses on broad diversification across equities and fixed income, attention to quality and price-to-fair-value, and tactical use of cash and harvesting gains or losses to manage risk relative to client objectives.

Noteworthy distinctions include participation in the SAGE Scholars Tuition Rewards program, where clients can earn tuition reward points tied to assets managed—a feature uncommon among peers. The firm also has close operational ties to a local nonprofit (SEEDs of Hope), with principals serving on its board and staff volunteering, a relationship the brochure discloses as a potential conflict of interest and that shapes some of the firm’s client-facing community offerings.