Rutterer Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$15,738,054
Clients
12
75% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$1,311,505
About
Rutterer Planning is a state-registered, independent advisory firm that serves individual and high-net-worth clients. The firm provides discretionary portfolio management alongside a range of financial planning services offered as project-based engagements, ongoing planning, or hourly consultations, and reports managing roughly $15.7 million for a small client roster.
The firm’s investment approach is grounded in Modern Portfolio Theory and primarily employs passive, asset-class exposures through index mutual funds and ETFs to build diversified, tax-aware portfolios. Portfolios are tailored to client objectives and risk tolerance, with the adviser implementing asset allocation targets and accepting reasonable client-imposed investment restrictions.
Noteworthy features include a very small number of clients relative to assets under management, which results in a high asset-per-client profile and a focused advisor-client relationship. The principal holds CFP certification and an advanced business degree, and the firm typically relies on custodial account statements rather than producing separate written investment reports for managed accounts, a practice that differs from many peers.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
General estate planning guidance
Fee options
Project-Based Financial Planning fixed fee ranging from $1,000 to $5,000 (negotiable)
$0 - $500,000: 0.70% $500,001 - $1,000,000: 0.60% $1,000,001 - $2,000,000: 0.50% $2,000,001 - $5,000,000: 0.25% >$5,000,001+: 0.10%
Up to $250 per hour (negotiable)
Fee-only: Ongoing Financial Planning: $1,050 per quarter (negotiable)
Main office location
Rutterer Planning
Nashville TN, United States
Number of offices
1
Most active in
Rutterer Planning has reported serving >5 clients in these states in the last 12 months.
Tennessee
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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