Rudney Associates

Rudney Associates serves individuals (including high‑net‑worth clients), retirement plans, trusts and estates, business entities and charitable organizations, providing discretionary and non‑discretionary investment management and retirement plan consulting, including ERISA Section 3(21) and 3(38) services. The firm charges percentage‑of‑assets advisory fees for portfolio management and can assist with allocation of 401(k) plan options when engaged by plan sponsors.

The firm implements portfolios across mutual funds (including adviser‑only funds), ETFs, individual equities and fixed income, using fundamental and technical analysis and a mix of long‑ and short‑term strategies, while treating cash as an asset class and performing ongoing monitoring and rebalancing. Rudney Associates typically recommends a national custodian (including use of certain platform services) and may use institutional fund families that are generally available only through registered advisers.

What is distinctive is that the firm operates with a single principal managing roughly 450 client relationships and approximately $940 million in assets, yielding unusually high clients‑and‑AUM‑per‑advisor metrics for a team‑category firm. The brochure also discloses that the firm does not provide standalone financial planning or prepare tax/estate documents, reported a 2025 SEC settlement that resulted in a censure, an independent compliance review and a civil penalty, and that the principal maintains an insurance license and may offer insurance products in a separate capacity (a disclosed conflict of interest).