Ruda Financial

Ruda Financial provides fee‑only investment management and financial planning services to high‑net‑worth individuals and charitable organizations. The firm manages a small number of client relationships with roughly $18.8 million in assets under management and does not impose a stated account minimum.

The firm’s investment approach emphasizes asset allocation and Modern Portfolio Theory, implementing portfolios with stocks, bonds, mutual funds and ETFs and a preference for passive vehicles complemented by fundamental analysis. Accounts are reviewed regularly and may be managed on a discretionary or non‑discretionary basis; the firm executes client trades on an individual account basis rather than aggregating orders and relies on custodial reporting for performance and trade confirmations.

Noteworthy differences from many peers include the firm’s provision of educational seminars and speaking engagements for groups, an offering that is uncommon among similar independent advisers. The principal’s background in applied economics and prior roles at a federal tax agency and a government‑sponsored enterprise informs the firm’s focus on detailed financial planning topics such as tax planning, employee benefits optimization, business planning, and project‑based engagements.