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Royal Fund Management, LLC

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Total assets under management

$1,307,115,289

Total clients

6,148

6% high-net worth

Total advisors

83

of 93 employees

Firm size

Enterprise

51-2,000 advisors or $10B+ in AUM

Average clients per advisor

74

Average account size

$212,608

About

Royal Fund Management, LLC serves individuals (including high‑net‑worth clients), corporations, pension and profit‑sharing plans, charitable organizations, and participants in defined contribution plans, offering ongoing portfolio management, financial planning, pension consulting, and participant account management. The firm also provides advice on held‑away assets and may recommend or monitor third‑party money managers as part of its services.

The firm develops an Investment Policy Statement for each client and applies fundamental, technical, and cyclical analysis to implement strategies that range from long‑term investing to options writing, with regular portfolio monitoring tied to documented risk tolerances. For retirement plan participants it offers both non‑discretionary quarterly allocation recommendations and discretionary participant account management using a third‑party platform (Pontera) to connect and rebalance held‑away defined contribution accounts.

Compared with many peers, the firm offers access to select non‑traded REITs and a StoneCastle FDIC cash‑alternative program that yields a small payment to the firm (a disclosed conflict of interest), and it provides an options‑writing overlay available to enrolled clients. The brochure also discloses related‑party activities that are uncommon for firms of this size—advisors who sell insurance through an affiliated insurance entity that may receive commissions, and an affiliated aviation entity that leases an aircraft to the firm—and notes that account reviews are performed centrally on at least a quarterly basis by the firm’s designated reviewer.

Client services

Financial planning Portfolio management Selection of other advisers Sub-advisor to other advisers

Fee options

Fixed

Financial Planning fixed fees between $250 and $10,000, negotiable

Percentage

Under $100,000 - $100,000: 2.00% $100,000 - $1,000,000: 1.50% Above $1,000,000+: 1.25% $100,000 - $250,000: 2.00% (options strategy) $250,001 - $500,000: 1.75% (options strategy) $500,001+: 1.50% (options strategy) $0 - $100,000: 0.5% (Financial Consulting Services - Advice on Held Away Assets) Over $100,000 - $1,000,000: 0.375% (Financial Consulting Services - Advice on Held Away Assets) Over $1,000,000+: 0.3125% (Financial Consulting Services - Advice on Held Away Assets) $0 - $200,000: 0.25% quarterly (Participant Account Management) Over $200,000 - $500,000: 0.20% quarterly (Participant Account Management) Over $500,000+: 0.15% quarterly (Participant Account Management)

Commissions

Insurance products sold by IARs may pay commissions; conflicts disclosed

Project-based

Financial Planning hourly fee: $250 per hour

Other

Account minimum: No account minimum for standard portfolio management; $100,000 minimum for options strategy Minimum fee: Minimum fee of $120 per year for Financial Consulting Services and Participant Account Management Fee-only: Financial Planning fees are fixed or hourly (fixed fees between $250 and $10,000+, hourly $250/hour)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Main office location

Royal Fund Management, LLC

1515 Buenos Aires Blvd

Lady Lake FL 32159, United States

Number of offices

88

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