Royal Capital Wealth Management LLC

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Client assets under management

$204,155,428

Clients

46% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$3,002,286

About

Royal Capital Wealth Management provides discretionary asset management, retirement plan investment consulting under ERISA section 3(21), and financial planning to individuals, families, trusts and plan sponsors, managing roughly $204 million across about 68 client relationships. The firm primarily serves individual and high-net-worth clients and charges percentage-of-assets fees for portfolio management.

Investment decisions are guided by client-specific objectives gathered through a risk assessment questionnaire and financial planning dialogue, implemented via proprietary models that use fundamental analysis and a mix of active and passive strategies. RCWM generally manages accounts on a discretionary basis (clients execute a limited power of attorney) and may recommend rollovers to IRAs and employ short-term trading strategies, which the brochure notes can have tax consequences.

Noteworthy among peers, the firm discloses a significant disciplinary event in its brochure: a firm principal was charged with violations of FINRA rules related to conversion and false statements and is barred from association with a FINRA member. The firm also shows a relatively concentrated asset base per client and states a preference for Schwab as custodian, noting receipt of custodial services that could create indirect conflicts of interest.

Client services

Portfolio management

Expertise

Wealth management Passive / index investing

Fee options

Percentage

$0 - $500,000: 1.50% annually $500,001 - $999,999: 1.25% annually $1,000,000 - $9,999,999: 1.00% - 0.50% annually $10,000,000+: 0.50% - 0.01% annually

Main office location

Royal Capital Wealth Management LLC

Carmel IN, United States

Number of offices

Most active in

Indiana

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 866-729-6552

Advisors at this firm

Andrew J

Series 63, Series 65

Carmel, IN

Royal Capital Wealth Management LLC

Andrew Johnson is a financial advisor with Royal Capital Wealth Management LLC in Carmel, IN, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He previously worked at RBC Capital Markets from 2009 to 2017. Outside of advising, Mr. Johnson is licensed as an independent insurance agent specializing in individual life and health insurance. Royal Capital Wealth Management serves individuals, high-net-worth clients, trusts, charitable organizations, pension plans, and corporations, offering discretionary asset management and retirement plan investment consulting. The firm uses proprietary investment models and fundamental analysis to implement asset allocation guidelines across active and passive strategies, focusing on individual equities and fixed income.

Wealth management Passive / index investing

Thomas J

Series 63, Series 65

Carmel, IN

Royal Capital Wealth Management LLC

Thomas Johnson is a financial advisor with Royal Capital Wealth Management LLC in Carmel, IN, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He worked at RBC Capital Markets from 2009 to 2017 before joining Royal Capital Wealth Management in 2018. Royal Capital Wealth Management serves individuals, high-net-worth clients, trusts, charitable organizations, pension plans, and corporations, providing discretionary asset management and retirement plan investment consulting. The firm uses a risk-assessment process and proprietary investment models to guide asset allocation, employing both active and passive strategies focused on individual equities and fixed income.

Wealth management Passive / index investing

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