Rowland Miller + Partners LLC

Rowland Miller + Partners LLC provides discretionary portfolio management and retirement-plan advisory services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm works with both retail and high‑net‑worth clients and manages accounts on a discretionary basis, including traditional custodial accounts and retirement-plan assets.

The firm applies a proprietary, fundamentals‑based ranking discipline for its Equity Growth strategy that requires a ten‑year history of annual earnings or uninterrupted dividends for candidate companies, and constructs fixed‑income portfolios tailored to client needs using factors such as rating, yield and duration. Portfolios are implemented to an agreed asset allocation with generally low turnover and attention to tax sensitivity and liquidity considerations.

Distinctive operational features include permitting clients to borrow against separately managed accounts while calculating advisory fees on the gross account value (a practice the firm discloses as a potential conflict of interest), and offering “held‑away” account management for 401(k), 403(b), HSA and 529 accounts through a third‑party order management platform (Pontera) that links but does not store client login credentials. The firm also accepts fiduciary ERISA 3(38) engagements for retirement plans and discloses its proxy‑voting policy of not voting client proxies.