Rossi Dubuque Breckenridge, LLC

Rossi Dubuque Breckenridge, LLC is a small, two-advisor registered investment adviser serving roughly 154 clients, including individual investors, high-net-worth households, trusts, estates, pension and profit-sharing plans, charitable organizations, and business entities. The firm provides financial planning, consulting, wealth management and investment management services and generally implements recommendations only after obtaining client approval, as it does not exercise discretionary trading authority.

The firm’s investment process emphasizes asset allocation, client-specific risk profiling (objectives, time horizon, and risk tolerance), and the use of mutual funds and ETFs for diversification and liquidity; fund selection combines initial screening with quantitative and qualitative analysis and ongoing monitoring. Rossi Dubuque Breckenridge also prioritizes preserving principal for assets needed in the short term, conducts periodic reviews, and discloses security-specific risks to clients as part of its advice process.

Notable differences from many peers include the firm’s fee approach and client communications: it relies on negotiated fixed or flat-fee arrangements rather than a standard percentage-of-assets-under-management billing model, and managers may distribute newsletters or periodicals to educate clients. The firm’s principals hold CFP® credentials (and one holds a J.D.), it may recommend sub‑advisers when specialized expertise is needed without receiving referral fees, and it requires client assets be held at a qualified custodian while clients retain implementation and voting control.