Roscoe Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$11,310,642
Clients
20
20% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
20
LowAverage account size
$565,532
About
Roscoe Financial serves a small roster of individual investors — including retirees, busy professionals, heirs, and those acting as conservators — and also works with charitable organizations. The firm provides portfolio management, written financial planning, and tax counseling/tax-preparation services to both investment and non-investment clients.
The firm’s investment approach emphasizes strategic asset allocation, low-cost index and index-like mutual funds and ETFs, and the use of written investment policy statements with periodic rebalancing informed by fundamental analysis. Relationships are managed primarily on a non-discretionary, supervisory basis so clients retain trading authority while the firm provides ongoing oversight and percentage-of-AUM billing.
Compared with many independent peers, Roscoe Financial limits its client roster (capping relationships at 50), manages some institutional-type accounts such as charities, and supplements investment work with hourly-fee tax preparation and occasional expert-witness engagements. The firm monitors holdings frequently (weekly), emphasizes avoidance of commission-based products, and does not take custody of client securities except to deduct earned fees.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Tax-loss harvesting
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Occupation focus
Retired
Fee options
$0 - $1,000,000: 0.48% annually $1,000,001 - $3,000,000: 0.36% annually $3,000,001 - $5,000,000: 0.24% annually $5,000,001 - $10,000,000: 0.12% annually Above $10,000,000+: Negotiated
Financial planning and expert witness services at $150 per hour
Account minimum: $500 minimum annual fee (can be waived) Minimum fee: Minimum Annual Fee is $500; Quarterly Equivalent is $125 Fee-only: Investment advisory fees as stated; Tax preparation and counseling fees separate; Financial planning and expert witness services at $150/hour
Main office location
Roscoe Financial
Coshocton OH, United States
Number of offices
1
Most active in
Roscoe Financial has reported serving >5 clients in these states in the last 12 months.
New Mexico · Ohio · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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