Rosales Wealth Group LLC

Rosales Wealth Group is a newly formed, state-registered investment adviser that is positioned to manage pooled or institutional mandates while also being registered to serve individuals and high‑net‑worth clients. At the time of its ADV filing the firm reported no assets under management and no client relationships; its stated services include discretionary portfolio management, wealth management and stand‑alone or ongoing financial planning.

The firm’s investment approach is primarily long‑term and centered on diversified, low‑cost mutual funds and ETFs, though it may use individual equities and shorter‑term trades for rebalancing or tactical reasons. Research combines fundamental, technical and cyclical analysis, and the firm may implement all or part of client mandates through third‑party independent managers for which it conducts initial and ongoing oversight.

Two features that distinguish the adviser from many peers are its affiliation with an insurance entity under common ownership and its routine selection of unaffiliated independent managers. Certain advisory personnel are also licensed insurance professionals who may receive commission compensation (the brochure notes this activity represents a small portion of time), creating a potential conflict of interest, while the firm says it does not accept compensation from independent managers and performs due diligence on those sub‑advisers.