Rooks Wealth Advisors, LLC

Rooks Wealth Advisors, LLC is a fee‑only registered investment adviser that serves individual clients (including high‑net‑worth individuals), pension and 401(k) plans, trusts, corporations, and charitable organizations. The firm manages approximately $60 million in client assets across about 57 client relationships with two advisory professionals, offering investment management, financial planning, and pension/401(k) consulting.

The firm builds customized portfolios through a Know‑Your‑Client process that considers risk tolerance, tax bracket, cash‑flow needs, and goals, and it manages most accounts on a discretionary basis while monitoring and adjusting holdings continuously. Analytical methods include charting, fundamental, technical, and economic analysis, and implementation can span asset allocation, income generation, long‑ and short‑term purchases using a broad toolkit (mutual funds, ETFs including leveraged ETFs, REITs, commodities, and private equity); the firm also offers business and tax coordination, segmented/project financial planning, and a lower‑fee cash‑management portfolio option.

Distinctive operational features include approximately $48 million of discretionary individual assets alongside $12 million of non‑discretionary pension/401(k) assets and the ability to serve as either an ERISA 3(21) or 3(38) plan advisor. The firm discloses custody on its Form ADV due to Tennessee’s interpretation of linked bank transfers and therefore undergoes an annual independent CPA balance‑sheet audit; it also maintains prime‑brokerage relationships for fixed‑income and new‑issue trading (with a $100,000 prime‑account threshold) and may execute bond cross‑sales where appropriate.