Roman Retirement Planning, LLC

Roman Retirement Planning serves individual and high‑net‑worth clients as well as pension and profit‑sharing plans, offering ongoing portfolio management, comprehensive financial planning, and pension consulting. The firm also works with insurance products and may include fee‑based annuities and other insurance solutions as part of client plans.

The firm manages accounts on a discretionary basis and uses a mix of long‑term trading and multiple analysis methods (fundamental, modern portfolio theory, technical, and cyclical) to tailor portfolios to clients’ goals, time horizons, and risk tolerances. It commonly implements model portfolios through third‑party managers — engaging Advisor OS (d/b/a TAIKO) as a platform provider and sub‑adviser for the majority of accounts and using Betterment for a small number of younger, lower‑asset clients where Betterment assumes most of the investment management role.

Distinctive elements in the brochure include the firm’s provision of periodic educational seminars and workshops to the general public at no charge and the fact that firm personnel are licensed to produce life insurance products and may offer commissionable insurance solutions. The combination of platform‑based sub‑advisers, an automated advisor option for select clients, and explicit pension plan consulting and annuity selection services sets the firm apart from many peers.