Rocky Mountain Financial Solutions Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$12,200,580
Total clients
39
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
39
Average account size
$312,835
About
Rocky Mountain Financial Solutions Inc. provides discretionary and non‑discretionary asset management and financial consultation to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, corporations and business entities, and also serves qualified retirement plans including 401(k), 403(b), pension and profit‑sharing plans. Services include ongoing portfolio management, hourly or flat‑fee financial consultations, and ERISA plan services where the firm can act as a 3(38) investment manager.
Investment programs are tailored to client objectives, risk tolerance and time horizon, with an emphasis on long‑term (10+ year) strategies implemented primarily through individual stocks and ETFs and, when appropriate, shorter‑term tactical solutions or covered‑call option strategies. The firm employs fundamental and technical analysis, conducts quarterly account reviews, accepts client‑imposed restrictions, and may allocate portions of client assets to sub‑advisors or model-based strategies.
Distinctive aspects of the firm include its licensed insurance activities and affiliation with insurance product sales, with the firm reporting that less than 1% of its time is devoted to that business and disclosures noting receipt of commissions for insurance products. For a firm managing roughly $9.8 million across 36 client relationships, offering both commission‑based insurance services and ERISA 3(38) pension consulting and fiduciary plan management is atypical among independent advisers.
Client services
Portfolio management
Financial consultation and special project services
Financial consultation and special project services
Expertise
Options & derivatives strategies
Retirement plans for business owners (SEP, solo 401k)
Retirement income strategy
Fee options
Up to $5,000 flat fee for financial consultation services (negotiable)
Up to 1.20% annually (negotiable)
Up to $250 per hour for financial consultation services (negotiable)
Main office location
Rocky Mountain Financial Solutions Inc.
Erie CO, United States
Number of offices
1
Most active in
Rocky Mountain Financial Solutions Inc. has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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