Rock Ridge Wealth LLC

Rock Ridge Wealth is a single‑adviser independent firm that serves individual clients (including high‑net‑worth individuals) and also accepts corporate or business entity clients. The firm provides ongoing portfolio management, financial planning, cash management, and pension consulting for employee benefit plans, and it coordinates estate planning using third‑party digital providers.

The firm offers a range of strategies from passively managed models to actively managed sleeves that incorporate a third‑party machine‑learning program (the “Great White” model from Jungle Rock) focused on S&P 500 exposures, with daily rebalancing and the use of leveraged ETFs, short positions, and options when appropriate; Jungle Rock’s subscription is paid for by the firm and implementation is done manually. Rock Ridge also uses multiple analytical methods (charting, fundamental, quantitative and technical analysis) and a held‑away account platform (Pontera) to manage defined‑contribution participant accounts.

Noteworthy aspects relative to peers include that the adviser is a licensed insurance agent who accepts commission compensation for insurance and annuity sales, a disclosed conflict of interest, and the firm’s explicit provision of pension consulting and corporate client services, which are less common among similar solo independent advisers. The firm further coordinates estate document creation via Encore Estate Plans and Trust & Will and offers a branded cash‑sweep option (Flourish Cash) that places deposits at program banks with FDIC coverage.