Rock Creek Wealth Management

Rock Creek Wealth Management concentrates its services on corporations, partnerships, charitable organizations and other non‑retail entities rather than individual retail or high‑net‑worth households. The firm offers discretionary investment supervisory services, financial planning and consulting, and retirement‑plan related advice, and typically requires clients to custody assets at an independent qualified custodian through the LPL Strategic Wealth Management program.

RCWM implements portfolios under discretionary authority, employing asset allocation and fundamental analysis and engaging third‑party Independent Managers as part of its investment process; it commonly recommends mutual funds, ETFs, REITs, bonds and listed securities and monitors and rebalances accounts on an ongoing basis. Financial planning and consulting are provided both in coordination with ongoing portfolio management and, when delivered as a separate engagement, on an hourly basis.

Distinctive aspects of the firm include an expressed focus on retirement‑plan and rollover guidance (including attention to ERISA/rollover fiduciary considerations) and the presence of a CPFA credential among its principals, which signals a plan‑specialist capability in practice. Operationally, RCWM uses LPL’s SWM platform and discloses the resulting custodial and dual‑registration arrangements (including that associated persons may be registered with LPL for separate brokerage or insurance business but do not earn commissions on RCWM advisory accounts), a setup that shapes its execution and client servicing compared with many peers.