Roach Investment Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$49,582,251
Clients
60
55% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
60
HighAverage account size
$826,371
About
Roach Investment Services provides investment management and financial planning to individuals, families, high‑net‑worth clients, trusts and estates, and small businesses, and it also advises pension and profit‑sharing plans. Services include ongoing discretionary management of equity and income portfolios and modular or comprehensive financial planning covering retirement, estate, insurance, education, tax, and investment needs.
The firm builds customized asset allocations and implements strategies that include fundamental security analysis, periodic rebalancing, and phased deployments of cash to try to take advantage of market pullbacks, using both individual securities and managed products. Accounts are reviewed on a regular schedule with annual client reviews conducted in person, by phone, or via video, and the firm recommends Fidelity as the primary custodian for client assets.
Compared with many independent advisers, Roach’s client mix includes business and retirement‑plan clients as well as households, and the firm provides written financial plans and periodic performance reporting for larger accounts. The brochure also documents formal personal‑trading controls, a code of ethics aligned with FPA/CFP Board standards, and a block‑trading policy intended to allocate executions at average pricing to participating clients.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Stock option exercise strategy
Retirement plans for business owners (SEP, solo 401k)
General retirement planning
Occupation focus
Founder/Business Owner
Retired
Fee options
Flat fee for comprehensive financial plan ranging from $2,000 to $3,000 depending on complexity
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% $1,000,001 - $3,000,000: 0.50% $3,000,001+: 0.30%
$180 per hour for financial planning services
Account minimum: $0 (implied, no explicit minimum stated for account opening; however, there is a $1,500 minimum annual management fee) Minimum fee: $1,500 minimum annual management fee ($375 per quarter) Fee-only: Flat fee between $2,000 and $3,000 for comprehensive financial planning; $180 per hour for hourly financial planning services
Main office location
Roach Investment Services
177 Bovet Road, Suite 600
San Mateo CA 94402, United States
Number of offices
2
Most active in
Roach Investment Services has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Quick links
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