Rmdr Advisors, Inc.

RMDR Advisors provides investment advisory services to individual clients, including a substantial proportion of retirement account holders and high-net-worth individuals. The firm manages both qualified and nonqualified accounts, offers discretionary portfolio management as its primary service, and refers clients to outside financial planners when comprehensive planning is needed.

The firm’s investment approach emphasizes diversified portfolios across equities, bonds, and cash with periodic re‑optimization and chiefly discretionary management tailored to clients’ goals and time horizons. RMDR also employs alternative non‑security investments on occasion—such as commodity ETFs, structured settlements, and real estate limited partnerships—but only after specific consultation with and consent from clients.

RMDR has developed a niche in managing higher‑education retirement plan assets, notably for participants in the University of Texas System plans, and uses institutional custodian platforms to support those relationships. The firm distributes a periodic emailed newsletter titled “Opinions” (about every six weeks) and includes a licensed insurance agent who may receive commissions on insurance products and nominal placement fees for structured settlements—conflicts that the brochure discloses and that clients can address by choosing different providers.