RMC Financial Advisors, LLC

RMC Financial Advisors primarily serves individual clients—including a substantial number of high‑net‑worth individuals—and also works with businesses, charities and small pension plans; the firm reports managing about $38.8 million on a discretionary basis for roughly 156 clients with three advisors. It provides comprehensive financial planning (tax, insurance, retirement and estate planning) and portfolio management using stocks, bonds, mutual funds/ETFs, government securities and options, and refers clients to outside managers for alternative investments.

The firm describes a tailored, conservative investment process grounded in fundamental analysis and the use of published research, rating services and online data, with managed accounts reviewed weekly and financial plans reviewed annually. RMC says it generally avoids frequent trading, adjusts portfolios based on clients’ goals and risk tolerance, and offers either discretionary or non‑discretionary management per client preference.

A noteworthy feature of the firm is that certain personnel maintain other financial businesses—a separate CPA practice and a licensed insurance practice—and the brochure discloses that some clients may use those services while there is no obligation to do so. The brochure also notes that RMC at times recommends other money managers for strategies it does not manage directly (primarily alternatives) and receives a portion of those managers’ fees as compensation.