RJ Patterson Group

RJ Patterson Group provides discretionary investment management, financial planning, and participant-account services to individuals (including high‑net‑worth clients), retirement plan participants, and corporations. The firm also offers a subscription‑based Emerging Professional Program for early‑career clients and manages held‑away participant accounts through the Pontera order management platform.

The firm’s investment process relies on fundamental analysis with a value‑oriented equity approach and diversified use of ETFs, mutual funds, individual equities, and fixed‑income securities across conservative, moderate, and aggressive model allocations. RJP may use third‑party managers (TAMPs) and outsourced trading services (AIM/Advyzon) to implement model portfolios and regularly rebalances accounts in line with client objectives and risk tolerances.

Distinctive features disclosed in the brochure include a 50% ownership interest in an affiliated accounting/tax entity (RJP Tax, LLC), reciprocal referral relationships with that affiliate, and participation in paid third‑party referral and advertising platforms such as SmartVestor (Ramsey Solutions) and SmartAsset (including training, membership, and territory fees to receive client leads). The firm’s regulatory disclosures also note the founder’s dual registration as a broker‑dealer representative and insurance agent, and the use of third‑party platforms and endorsements in its referral/advertising arrangements, which RJP discloses as potential conflicts of interest.