R
RJ Pace Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$7,279,000
Total clients
13
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
13
Average account size
$559,923
About
The firm provides personalized discretionary portfolio management and offers hourly or fixed‑fee consultations for individual investors, including retirement accounts, taxable accounts and trusts for family members. It manages about $7.3 million in discretionary assets for a small roster of clients and focuses on implementing client-specific, plan‑based investment oversight.
The firm’s investment approach is grounded in Modern Portfolio Theory, favoring a buy‑and‑rebalance, passive asset‑class strategy implemented with low‑turnover mutual funds and ETFs. It routinely uses no‑load institutional‑class mutual funds (including Dimensional Funds Advisors and Vanguard) and, when a client’s fixed‑income allocation justifies it, may construct laddered date‑certain bond portfolios instead of relying solely on bond funds.
Compared with many peers, the adviser personally performs all account reviews and combines discretionary management with ad‑hoc coaching for clients who prefer a do‑it‑yourself supplement. The firm operates on a fee‑only basis (it does not accept commissions, loads, or annuity sales), invests side‑by‑side with clients, and maintains client assets at independent custodians while declining proxy‑voting authority.
Client services
Financial planning
Portfolio management
Investment counseling for individuals
Expertise
Wealth management
Passive / index investing
Retirement income strategy
Retirement withdrawal strategies
Fee options
Fixed fees typically range from $150 to $1,200 depending on complexity and frequency of services
$0 - $500,000: 1.00% annually Over $500,000 - $1,000,000: 0.60% annually Over $1,000,000+: 0.20% annually
$150 per hour
Account minimum: $200,000 Fee-only: Fee-only discretionary money management and financial planning services; no commissions accepted.
Main office location
RJ Pace Financial
Peoria AZ, United States
Number of offices
2
Most active in
RJ Pace Financial has reported serving >5 clients in these states in the last 12 months.
Arizona · California · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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