Rivetti Investment Services, LLC

Rivetti Investment Services, LLC provides discretionary portfolio management and financial planning primarily to individual clients and also offers services to pension, profit sharing, and 401(k) plan sponsors. The firm’s advisory services include investment supervisory services, modular and comprehensive financial planning, and pension consulting for plans and plan participants.

The firm’s investment approach emphasizes diversification and target asset allocations implemented mainly through mutual funds and ETFs, with periodic rebalancing and model strategy recommendations based on each client’s risk tolerance and goals. Rivetti also uses manager-selection arrangements to place clients with non‑affiliated advisers when appropriate and monitors those managers’ performance over time.

Notable distinctions for this small, single-advisor firm include its affiliation with an insurance brokerage and the adviser’s status as a licensed insurance agent, which can result in commissionable product recommendations that are disclosed as potential conflicts. The firm also provides pension-specific services that are less common among peers — including written Investment Policy Statement preparation, ongoing monitoring of plan investment options, and participant education workshops — and discloses its role as a non‑discretionary ERISA fiduciary for plan engagements.