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Ritter Daniher Financial Advisory LLC

Updated today

Client assets under management

$931,334,091

Clients

683

29% high-net worth

Advisors

11

of 15 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

62

Typical

Average account size

$1,363,593

About

Ritter Daniher Financial Advisory LLC provides wealth management and financial planning primarily to individuals and families, including high-net-worth clients, and also serves trusts, nonprofit organizations, and corporate retirement plans. The firm reports managing approximately $936 million in discretionary client assets and delivers services on a fee-only, percentage-of-AUM basis.

RDFA’s investment approach emphasizes long-term strategies grounded in Modern Portfolio Theory, using asset allocation, diversification, and a mix of active and passive mutual funds and ETFs, with portfolio decisions overseen by an internal Investment Committee. Advisors perform ongoing monitoring and periodic client reviews, offer project- or hourly-based planning engagements, and may consolidate family accounts for billing or honor legacy fee arrangements for clients assigned from another adviser.

What distinguishes RDFA among multi-team firms is the combination of its “financial concierge” offerings—explicitly including trust consulting and coordination of external advisors—and affiliations with other financial firms through its majority owner, which the brochure indicates provides trust-related capabilities that few peers report. The firm’s participation in Schwab Institutional programs and the practice of debiting fees directly (leading to its being deemed to have custody) are disclosed as operational features and potential sources of conflicts of interest for clients to consider.

Client services

Financial planning Portfolio management Consulting

Expertise

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting

Fee options

Fixed

Corporate retirement plan management fees negotiated on a flat fee basis case-by-case.

Percentage

$0 - $2,000,000: 1.00% annually $2,000,001 - $5,000,000: 0.75% annually $5,000,001 - $10,000,000: 0.50% annually $10,000,001+: 0.25% annually

Project-based

Hourly rates range from $50/hour (Staff Employee) to $200/hour (Sr. Financial Advisor / CFP) for financial planning services.

Other

Fee-only: Wealth management fees based on tiered AUM schedule; project-based and hourly financial planning fees; non-profit investment advisory fees; flat fees for corporate retirement plan management negotiated case-by-case.

Main office location

Ritter Daniher Financial Advisory LLC

7661 Beechmont Avenue, Suite 200

Cincinnati OH 45255, United States

Number of offices

2

Most active in

California · Florida · Georgia · Illinois · Indiana · Kentucky · Michigan · Missouri · New Jersey · New York · North Carolina · Ohio · Pennsylvania · Tennessee · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Christopher E

CFP®, Series 63, Series 66

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

Christopher Entringer is a CFP® with 22 years of industry experience. He is currently with Ritter Daniher Financial Advisory LLC and has been with Hickory Asset Management since 2015. Outside of his advisory roles, he is a part owner and investor in a residential real estate LLC. Ritter Daniher Financial Advisory LLC provides comprehensive wealth management and financial planning services to individuals, families, high-net-worth clients, trusts, pension/profit-sharing plans, and charitable organizations. The firm employs a long-term investment approach grounded in Modern Portfolio Theory, using a mix of active and passive funds, individual securities, and alternatives, with portfolios managed on a discretionary basis and overseen by an Investment Committee.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

Jeffrey D

CFP®, Series 63, Series 65

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

Jeffrey Daniher is a CFP® with 22 years of experience in financial advisory. He is currently with Ritter Daniher Financial Advisory LLC, where he has worked since 1999. The firm provides comprehensive wealth management and financial planning services primarily to individuals, families, high-net-worth clients, and trusts. Ritter Daniher Financial Advisory emphasizes long-term investment strategies based on Modern Portfolio Theory and manages approximately $606 million on a discretionary basis.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

Lora A

CFP®

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

Lora Anstaett is a CFP® professional at Ritter Daniher Financial Advisory LLC in Cincinnati, OH. She has been with the firm since 2013 and has one year of industry experience under her current role. Ritter Daniher Financial Advisory LLC provides comprehensive wealth management and financial planning services primarily to individuals, families, high-net-worth clients, and trusts, as well as pension plans and charitable organizations. The firm employs a long-term investment approach based on Modern Portfolio Theory and manages portfolios using a mix of active and passive funds, individual securities, and alternatives where appropriate.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

John R

CFP®, Series 63, Series 65

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

John Ritter is a Certified Financial Planner® with 22 years of industry experience. He is currently with Ritter Daniher Financial Advisory LLC, where he has worked since 1999. The firm provides comprehensive wealth management and financial planning services primarily to individuals, families, high-net-worth clients, and trusts. Ritter Daniher Financial Advisory LLC manages approximately $606 million in discretionary assets and employs a long-term investment approach based on Modern Portfolio Theory, utilizing a mix of active and passive funds alongside individual securities and alternatives.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

Michele D

CFP®

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

Michele Daniher is a CFP® professional with 10 years of industry experience, currently serving at Ritter Daniher Financial Advisory LLC since 2012. She is based in Cincinnati, OH, and is part of a team of 10 advisors at the firm. Ritter Daniher Financial Advisory LLC provides comprehensive wealth management and financial planning services to individuals, families, high-net-worth clients, trusts, pension/profit-sharing plans, and charitable organizations. The firm employs a long-term investment approach grounded in Modern Portfolio Theory, combining active and passive strategies and managing approximately $606 million on a discretionary basis.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

John R

Series 65

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

John Ritter is a financial advisor at Ritter Daniher Financial Advisory LLC in Cincinnati, OH. He holds a Series 65 designation and has recently transitioned from Westpoint Financial Group. Prior to his advisory roles, he attended Butler University from 2021 to 2025. Ritter Daniher Financial Advisory LLC provides comprehensive wealth management and financial planning services to individuals, families, high-net-worth clients, trusts, pension/profit-sharing plans, and charitable organizations. The firm employs a long-term investment approach based on Modern Portfolio Theory, managing portfolios with a mix of active and passive funds, individual securities, and alternatives.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

Daniel L

ChFC®, Series 63, Series 65

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

Daniel Lescoezec is a financial advisor at Ritter Daniher Financial Advisory LLC in Concord, OH, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 26 years of industry experience, including a long tenure at Hickory Asset Management since 2008. Ritter Daniher Financial Advisory LLC provides comprehensive wealth management and financial planning services primarily to individuals, families, high-net-worth clients, and trusts. The firm employs a long-term investment approach based on Modern Portfolio Theory, utilizing a mix of active and passive funds, and manages approximately $606 million on a discretionary basis.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

Ronda K

CFP®, Series 66

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

Ronda Koehler is a CFP® and holds a Series 66 license with 22 years of industry experience. She has been with Ritter Daniher Financial Advisory LLC since 2000, including its current iteration since 2022. Ritter Daniher Financial Advisory LLC provides comprehensive wealth management and financial planning services to individuals, families, high-net-worth clients, trusts, pension/profit-sharing plans, and charitable organizations. The firm employs a long-term investment approach grounded in Modern Portfolio Theory, combining active and passive strategies and managing portfolios primarily on a discretionary basis.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

Ryan R

CFP®, Series 66

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

Ryan Robaugh is a CFP® professional with 13 years of industry experience. He is currently with Ritter Daniher Financial Advisory LLC and has worked at Hickory Asset Management since 2008. Ritter Daniher Financial Advisory LLC offers comprehensive wealth management and financial planning to individuals, families, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm employs a long-term investment approach grounded in Modern Portfolio Theory, utilizing a mix of active and passive funds, individual securities, and alternatives, with discretionary portfolio management overseen by an Investment Committee.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

John H

Series 66

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

John Hannan II is a financial advisor at Ritter Daniher Financial Advisory LLC with six years of industry experience. He holds the Series 66 designation and has previously worked at Fidelity Brokerage Services LLC and Western & Southern Financial Group. Ritter Daniher Financial Advisory LLC provides comprehensive wealth management and financial planning services to individuals, families, high-net-worth clients, trusts, pension/profit-sharing plans, and charitable organizations. The firm employs a long-term investment approach based on Modern Portfolio Theory, managing portfolios that typically combine active and passive mutual funds and ETFs, with oversight from an Investment Committee.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
user avatar

Kaylie W

Series 65

Cincinnati, OH

Ritter Daniher Financial Advisory LLC

Kaylie Wise is a financial advisor at Ritter Daniher Financial Advisory LLC in Cincinnati, OH. She holds a Series 65 designation and joined the firm in 2025. Kaylie has recently transitioned from her academic studies, with no prior industry experience. Ritter Daniher Financial Advisory LLC offers comprehensive wealth management and financial planning services to individuals, families, high-net-worth clients, trusts, pension/profit-sharing plans, and charitable organizations. The firm manages assets using a long-term investment approach based on Modern Portfolio Theory, combining active and passive strategies with oversight from an Investment Committee.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Life insurance needs analysis Cash flow / budgeting
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