Right Brain Money
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$56,687,142
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
96
66% high-net worth
Advisors
1
of 4 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
96
HighAverage account size
$590,491
About
Right Brain Money serves individual and high‑net‑worth clients as well as small business owners, providing comprehensive financial planning and discretionary portfolio management. The firm also coordinates with and selects third‑party investment managers and turnkey asset management platforms to implement client strategies.
The firm’s approach emphasizes integrated planning—reviewing assets, liabilities, insurance, and taxes—to develop individualized investment policies and periodic reviews, with clients typically meeting once or twice a year and able to contact the adviser between reviews. Investment analysis can include fundamental, technical, and cyclical methods, and implementation often uses outside managers and SMA/UMA strategies to access tactical and institutional approaches.
What is distinctive is the firm’s material involvement in insurance activities: the principal is a licensed life and health insurance agent and operates an insurance agency, and the firm both recommends and can implement annuity and insurance‑based strategies while disclosing related conflicts of interest and evaluating non‑commissionable insurance options first. The advisory practice is small and advisor‑centric, and it supplements in‑house capabilities through solicitor relationships and TAMPs to expand available investment solutions.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Social Security optimization
General tax planning
Medicare planning
Retirement income strategy
Long-term care insurance
Occupation focus
Founder/Business Owner
Executive
Demographic focus
Mid-Career Professionals
Approaching retirement
Fee options
Financial planning flat fee of $750
1% annually
Main office location
Right Brain Money
3480 S Higuera, Ste 120
San Luis Obispo CA 93401, United States
Number of offices
1
Most active in
Right Brain Money has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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