Ridgeback Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$29,000,000
Total clients
62
16% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
62
Average account size
$467,742
About
Ridgeback Financial LLC is a single‑advisor independent registered investment adviser that provides discretionary asset management, financial planning and consulting to individuals (including high‑net‑worth clients), trusts, estates and business entities, and also serves retirement plans. The firm reports approximately $29 million in discretionary assets across its client relationships and offers plan‑level services to sponsors as a limited‑scope ERISA 3(21) fiduciary.
Investment programs are tailored to client goals, time horizons and risk tolerance and draw on multiple methods of analysis (fundamental, technical, charting and cyclical) with strategies that include long‑term holdings, shorter‑term trading and options. Account reviews are performed quarterly by the managing member and the firm uses an IPS‑driven process with attention to rebalancing and tax‑loss harvesting opportunities.
Distinctive features include the explicit provision of ERISA 3(21) pension consulting and participant education—an offering less common among solo independent advisers—and the owner’s separate activity as a licensed insurance agent, which the brochure discloses may result in commission income. The firm also does not sponsor wrap fee programs and leaves proxy voting to clients rather than voting proxies on their behalf.
Client services
Financial planning
Portfolio management
Pension consulting
Occupation focus
Founder/Business Owner
Retired
Fee options
$0 - $500,000: 1.25% annually $500,000.01 - $750,000: 1.20% annually $750,000.01 - $1,000,000: 1.15% annually $1,000,000.01 - $2,000,000: 1.00% annually $2,000,000.01 - $3,000,000: 0.90% annually $3,000,000.01 - $4,000,000: 0.80% annually $4,000,000.01 - $5,000,000: 0.70% annually $5,000,000.01 - $6,000,000: 0.60% annually $6,000,000.01+: 0.50% annually
Investment Advisor Representatives receive commissions from insurance product sales
$200 per hour for financial planning and consulting
Fee-only: $200 per hour for financial planning and consulting
Main office location
Ridgeback Financial LLC
1500 Marina Bay Drive, Building 132 Suite B
Clear Lake Shores TX 77565, United States
Number of offices
1
Most active in
Ridgeback Financial LLC has reported serving >5 clients in these states in the last 12 months.
Louisiana · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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