Rickard Investment Consulting, LLC

Rickard InvestmentConsulting, LLC is a state‑registered advisory firm formed in 2026 that provides investment advisory services to individual clients, including high‑net‑worth individuals, and offers financial planning and investment consulting on an optional, as‑requested basis. Advisory services described in the brochure include portfolio analysis, ongoing monitoring, and up to periodic portfolio review meetings, with planning and consulting billed separately when requested.

The firm tailors investment recommendations using fundamental and technical analysis and constructs portfolios across cash, equity, and fixed‑income allocations to align with each client’s goals and risk tolerance. Where appropriate it provides options strategy analysis and education—including covered calls and cash‑secured puts—and operates on a non‑discretionary basis, so clients retain final authority over transaction implementation.

Noteworthy features relative to many managers in this category are the explicit inclusion of options/derivatives strategy work in client accounts and the combination of asset‑based advisory services with separately billed hourly planning and consulting. The firm does not take custody of client assets, may recommend custodians without requiring them, and this filing reflects an initial registration with no regulatory assets under management.