Richardson Financial, Inc.

Richardson Financial provides discretionary investment advisory services to individuals, high‑net‑worth clients, trusts, estates, charitable organizations and business entities, managing portfolios of stocks, bonds, mutual funds, exchange‑traded funds and cash. The firm delivers ongoing portfolio management and accepts client requests to include or exclude specific securities as part of individualized account construction.

The adviser offers three model strategies — Conservative, Income and Growth — spanning short‑term fixed income, dividend‑oriented income mixes and growth‑focused equity allocations; the Growth strategy may employ combinations of options intended to reduce downside risk. Investment decisions draw on both fundamental and technical analysis plus macroeconomic review, with customization following a fact‑finding process to align portfolios with client objectives.

Distinctive operational features include a fee‑only, asset‑based advisory model run directly by a long‑tenured principal who manages approximately $19.6 million for about 70 clients, along with a written Code of Ethics and supervisory procedures that require quarterly personal‑trade reporting. Relative to peers of similar scale, the explicit use of options within the growth mandate, the firm’s proxy‑voting authority and the emphasis on documented personal‑trading controls are notable.