Ric Komarek, CFP
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$30,000,000
Total clients
99
7% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
99
Average account size
$303,030
About
The firm provides comprehensive financial planning, consulting, and investment advice to individuals, families, and business owners, and also accepts pension and profit‑sharing plan clients in addition to retail households. It is an independent, state‑registered advisory practice managing a modest asset base across a limited number of relationships.
The adviser operates under a fiduciary standard and delivers non‑discretionary investment guidance, constructing diversified portfolios that emphasize index funds and dividend‑paying stocks and aligning allocations to each client’s risk/return profile. The firm generally avoids frequent trading, explains risks and fees, and obtains client approval before executing trades or implementing plan changes.
What distinguishes the firm among independent solo advisers is a mix of ancillary activities: it is licensed to sell life and health insurance on a commission basis, provides educational seminars (including community college classes), and receives compensation from a third‑party technology provider for offering cash and securities‑backed lending solutions. These business activities, together with its primarily non‑discretionary management approach, are disclosed as potential conflicts of interest and are periodically reviewed.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Pension consulting services
Expertise
Wealth management
Fee options
1.2% annually (typical, negotiable)
Receives insurance commissions for products sold; also receives 0.25% annually compensation from Fispoke for cash and lending solutions.
Main office location
Ric Komarek, CFP
2520 Goodwater Ave., Ste B
Redding CA 96002, United States
Number of offices
1
Most active in
Ric Komarek, CFP has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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